Who We Are


As a non-profit agency of the LCMS that brings together thousands of ministries of all sizes, Concordia Plans is able to offer affordable, quality benefits, as well as business solutions that free up ministries to focus on spreading the Word of God.

All over the world, workers of The Lutheran Church—Missouri Synod share the gospel. For more than 50 years, Concordia Plans has offered plans to protect those workers by providing them and their families with excellent comprehensive retirement, health, disability and survivor benefits.

We stand as an ally for LCMS organizations and church workers — we listen to your needs, and we strive to care for the total wellness of your ministry so that you can focus on your mission. As your LCMS workforce solutions partner, we take our responsibility to serve you to heart — with heart.

We exist because the LCMS wants to provide ministries and workers - like you - with retirement, health and disability benefits that align with our Christian faith and values.

What makes us different?

  • Community. Ministries and workers want to be aligned in faith with others who have a passion to serve. Concordia Plans walks alongside LCMS ministries.
  • Transparency. Concordia Plans believes in open communication with ministries and workers about what we do, as well as why and how we do it.
  • Customer focus. Concordia Plans asks, listens and responds to customer needs because we understand that not all ministries - or people - are the same. The solutions we offer are flexible – for you.
  • Targeted outcomes. Concordia Plans is focused on improving financial, physical and emotional wellness for all members. 

Ministries and workers rely on and trust Concordia Plans to provide financial, physical and emotional wellness solutions as well as ministry business solutions, including HR services and payroll. Aligned in faith and passion to serve, we’re here to support YOU.


For additional information or to talk with someone about your ministry needs, please reach out - we're happy to help!

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