Critical Illness and Accidental Injury Insurance

Be proactive to ensure your peace of mind

No one wants to think about the worst that can happen, or for that matter, even plan for it. Worrisome medical diagnoses (cancer, heart attack, stroke, organ failure) are given every day and an accident can occur at any time, to anyone.

You can’t keep the worst from happening to you and those you love, but you can be proactive and prepare for the unknown by having Critical Illness Insurance and Accidental Injury Insurance. These solutions create a “safety net” for you and your family by extending coverage past what you have available with your health plan coverage. You can prepare financially for life-changing events and protect your savings. If the unexpected does happen, you can focus on your health, not how you’re going to cover costs.

Critical Illness Insurance

Financial worry can cause unnecessary stress when you are facing a critical illness diagnosis and ongoing treatment. This benefit pays a lump sum benefit directly to you when you or a family member are diagnosed with a covered condition. You can use the payment for things like transportation, childcare and other costs that arise during a critical medical situation. Learn more about Critical Illness Insurance →

Summary of Benefits, age groups and rates

Accidental Injury Insurance

When you unexpectedly get hurt, out-of-pocket expenses may impact your finances. Accidental Injury Insurance pays a benefit directly to you for certain accidents (on or off the job) if you or a family member receive treatment. Learn more about Accidental Injury Insurance →

Summary of Benefits and Rates

How to file a claim

Easily file your Cigna Healthcare Supplemental Health claim online at myCigna.com or through the myCigna App. Use checklists to prepare, track claim status, upload documents, view EOBs, and enroll in direct deposit for faster benefit payments - all in one convenient place.

Learn more

Ready to Enroll?

Check to see if your employer offers Critical Illness Insurance and Accidental Injury Insurance. If it's available to you, log into your personalized benefits portal to enroll during the next annual open enrollment period or within 31 days of a Qualifying Life Event. (Some underwriting may apply.)