Accidental Death & Dismemberment Insurance

Financial help when you need it most

You’re driving along with your family when you pass a serious accident. As you drive by, you say a prayer for those involved. But the flashing lights in your mirrors make you think, “what if that was me in that accident?” Would your family be financially OK?

Your employer provides you with Basic Life Insurance through the Concordia Disability and Survivor Plan, but it may not be enough to meet your family’s needs. Purchasing Accidental Death and Dismemberment (AD&D) insurance can provide extra financial help when needed most.


For additional information on the low-cost of this coverage, the levels of benefits paid and injuries covered, please review Securian’s guide.
Visit Securian Financial, our benefit provider’s website, where you can:

  • Calculate how much insurance you may need.
  • View rates and coverage amounts.
  • Read about the importance of insurance coverage.
  • Learn about the benefits your employer is providing.

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Life Change - Accidental Death & Dismemberment

If you need to make changes to your AD&D benefits, go to your Member Portal. Log in and click on “Benefits Management,” then select “Enroll & Make Changes.” Under the "Any Time Change" heading, select "Voluntary Benefits Change" from the menu and follow the prompts to enroll or update your coverage.

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