Annual Compensation Reports

Join us for a webinar that will provide you with all the details you’ll need to know about ACRs, including a demo of the ACR Online Tool. We're holding the same webinar twice, so you can pick the day that works best for you.

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CPS uses the Annual Compensation Report (ACR) to accurately:
  • Calculate your organization’s contributions for Concordia Retirement Plan and Concordia Disability & Survivor Plan. 
  • Determine disability, death and retirement benefits for your workers.
  • Create an accurate Personal Statement of Benefits for your workers.


Employers participating in the Concordia Plans are asked to annually review, update and report the annual compensation of workers participating in the Plans. Employers should submit their completed ACR by Dec. 31 each year.
Reporting can be completed in two ways:

Online Tool: Beginning Nov. 2, you can fill out your organization’s ACR through the CPS Employer Portal. The ACR Online Tool can be found under Quick Links. For more information and instructions on how to access the portal, visit our help page.
Printed Form: Employers who are not registered with the Employer Portal will receive a paper form by mail. Using the instructions provided, please complete and return the paper form to Concordia Plans.
All employers are welcome to complete the process online. You must be registered for the Employer Portal to access your online report. Please call 888-927-7526 and we’ll be happy to walk you through the registration process.
If you are reporting compensation for a multiple parish arrangement, special rules apply. Only the “contact congregation” is required to report compensation. Click here for more information.

Eligibility for participation in the CRP and CDSP

Plan provisions require that any worker, regardless of age, gender, occupation, or faith, who is customarily employed more than 20 hours per week and more than five consecutive months be enrolled in the Concordia Retirement Plan and Concordia Disability & Survivor Plan. A worker meeting this criteria is also eligible for the Concordia Retirement Savings Plan 403(b), if you offer this plan, and may be eligible for the Concordia Health Plan, depending on your organization’s hour’s declaration for eligibility. These provisions apply to all workers—pastors, teachers, and preschool teachers, as well as day care workers, custodians, secretaries, cafeteria workers, and other occupations. 

Not reporting eligible workers or accurate compensation can cause adverse financial consequences to the employer and/or the worker; make sure that eligible workers are enrolled and their compensation reported on an annual basis.

Note: If you have a worker that is eligible for benefits but does not appear on your report, please enter the new worker through the Employer Portal.