Start by choosing an in-network OB-GYN or midwife and a hospital or birthing center that fits your needs. Depending on your health plan option, you may use one of these resources to search for providers and confirm network status before you schedule care:
Quantum Health: Get help finding in-network care, understanding what’s covered and coordinating services. Connect with a Care Coordinator.
Kaiser Permanente: Use Kaiser’s provider tools to choose a doctor and facility within the Kaiser network.
Cigna HMO: Use the Cigna directory for participating providers and any referral requirements.
Getting an ultrasound Your provider will tell you when ultrasounds or other imaging are recommended. If your plan includes access to Valenz Bluebook, you can compare locations and costs for non-emergency imaging before you schedule and get a cash reward for choosing a recommended provider.
Many plans cover a breast pump as part of maternity care. Coverage and ordering steps can vary by plan. Before you order, confirm timing (before or after delivery), whether you must use a specific supplier and what documentation is required. Use the Wellness Resource Finder for Women’s Health for more info.
If you’re experiencing a high-risk pregnancy or complications, or if you need extra support during pregnancy, your plan may offer maternity programs that provide education, nurse coaching and care coordination.
Quantum Health high-risk maternity support (for Anthem BCBS, Cigna Healthy Me and UMR members)
If you’re experiencing a high-risk pregnancy or complications, the Quantum Health program gives you access to dedicated, high-risk maternity nurses. The nurses will contact you at least every 30 days to offer support and guidance:
Educate about genetic testing and ensure authorizations are in place, if necessary
Ensure that future obstetric admission authorizations are on file
Assist with finding a local pediatrician
Assist with finding an in-network breast pump provider and a lactation consultant
Connect you with community resources
Assist you with any benefit or claims questions
Remind you to add your baby to the health plan
Cigna HMO plan options
The “Healthy Pregnancies, Healthy Babies” program improves the quality of maternity care and reduce pre-term deliveries. You can connect with a coach to answer your questions and develop a care management plan. You must register for the program in the first or second trimester of your pregnancy. As an added incentive to join, you’re eligible to receive a $150 gift card if you are enrolled by the end of the first trimester and complete the program, or a $75 gift card if you are enrolled by the end of your second trimester and complete the program. Please allow 60 days from your postpartum call to receive your gift card. Call 866-302-7578 to enroll.
Kaiser Permanente
The “Maternity Wellness” program gives you the tools and resources to walk you through every step of your pregnancy — when you’re trying to conceive, during pregnancy, labor and childbirth, and after your baby is born. You can register for prenatal classes and programs near you. Learn more about Kaiser Permanente’s prenatal care commitment.
It’s normal for pregnancy and postpartum changes to affect mental health. If you’re feeling anxious, depressed or overwhelmed, support is available. If you enrolled in Quantum Health’s high-risk maternity support program, you’ll also receive help for anxiety/depression.
Conditions like high blood pressure and gestational diabetes can affect pregnancy. Work with your provider on screening and follow-up care and reach out to your plan’s care support resources if you need help understanding benefits or next steps. All three Concordia Health Plan maternity programs offer support for obesity chronic hypertension, gestational hypertension and diabetes type 1 or 2.
Planning ahead for childcare can reduce stress before your baby arrives. Access childcare resources and referrals by calling Evernorth Employee Assistance Program (EAP) at 866-726-5267.
Enroll Your Newborn as a Dependent
Log in to the Member Portal and look for “Benefits Management,” and click on “Enroll or Make Changes” to enroll your newborn.
Some employers offer disability coverage through Concordia Plan Services that can provide income replacement during the time you’re medically unable to work due to pregnancy and childbirth.
Confirm whether your employer offers disability coverage and what percentage of pay may be covered.
Ask how and when to file a claim, and what documentation is needed from your provider.
Check whether there is an elimination (waiting) period before benefits begin.
*Your employer’s plan design and eligibility rules apply.
Confirm whether your employer offers disability coverage and what percentage of pay may be covered.
Ask how and when to file a claim, and what documentation is needed from your provider.
Check whether there is an elimination (waiting) period before benefits begin. *Your employer’s plan design and eligibility rules apply.
If you are a called worker, eligibility and how leave/disability works can differ by employer and role. Consider asking your employer: How is leave coordinated with disability benefits (if offered)? Who should receive your paperwork? How do health plan premiums get paid while you are on leave?
Job-protected leave (such as FMLA) and any state family leave programs are administered through your employer and/or your state — not through Concordia Plan Services. Contact your employer to understand what applies to you.
State-sponsored family leave programs (where available) have their own eligibility rules and application steps.
Your employer can tell you how to coordinate employer leave, disability benefits, and any state programs.
Breast Care & Pelvic Health
Learn how preventive breast screening is expanding in 2026. Plus, get support and resources for common pelvic health concerns.
What’s changing in 2026?
Starting in 2026, preventive breast cancer screening coverage goes beyond standard screening mammograms. If additional imaging is needed to complete your screening, it may be covered at no cost to you.
What services may be included as preventive screening?
Screening mammograms
Breast MRI or ultrasound when medically indicated to complete the screening process and billed as preventive by the provider
What does “medically indicated” mean? Your provider determines whether additional imaging is needed based on your initial mammogram results. When follow-up imaging is part of screening (not diagnosis or treatment), it may be covered as preventive care.
Why might my costs still vary?
Coverage depends on how services are billed by your provider (preventive vs. diagnostic). If imaging is performed to diagnose or treat a confirmed condition, cost sharing may apply.
Helpful tips
Ask your provider whether follow-up imaging is part of preventive screening or diagnostic care.
If a service requires prior authorization, your provider should submit it in advance.
For major procedures, you can request a predetermination of benefits before moving forward.
Find a mammogram facility
Use Valenz Bluebook to search participating facilities and compare options before you schedule. If you have symptoms or abnormal findings, follow your provider’s guidance on where and when to receive care.
Leakage, discomfort or pelvic pain — these are things many women experience at some point, whether after childbirth, during midlife changes or somewhere in between. They're more common than you might think, and while they can feel embarrassing to bring up, help is available. You don't have to just live with it. Talk with your provider about symptoms and potential options such as physical therapy or specialty care.
