Concordia Risk Solutions
INSURANCE SOLUTIONS for LCMS MINISTRIES
Traditional insurers rarely understand the unique needs of ministries, but at Concordia Plan Services, providing solutions for your ministry is our mission. We worked with ministries to understand their needs and developed Concordia Risk Solutions, an insurance program designed around the values, operations and real-world risks ministries face every day.
Purpose-driven protection
Coverage is designed to protect your people, property and resources so ministries can focus on spreading the Word of God!
Trusted fellowship
Concordia Risk Solutions is a values-driven program that brings ministries together while facilitating stable premiums, claims, and underwriting.
Sustainable stewardship
A model built for long-term stability, cost predictability, and responsible use of ministry resources to strengthen ministries today and for the future.
Experienced providers
Concordia Risk Solutions brings together organizations with experience serving ministries and managing their insurance needs.
Our broker, Lutheran Trust, is committed to helping safeguard your organization, mission and team. They share our commitment to serving ministries.
GuideOne Insurance, the primary insurance carrier, is A-rated by AM Best. They help meet the evolving needs of those who change lives through tailored insurance solutions.
Why contact Concordia Risk Solutions?
Concordia Risk Solutions provides a more resilient, ministry-aligned approach to insurance with quality coverage. Benefits include:
- Specialized expertise serving churches, schools and ministry organizations
- Trusted claims and risk control services
- Collaborating with Lutheran Trust and GuideOne Insurance
- Helping keep Lutheran resources at work in Lutheran ministry
Ready to Learn More?
Complete our Interest Form and we’ll be happy to reach out to you. This form is a way to start the conversation and provide some basic information; it is not a commitment.
Coverage built to support your calling, not compete with it.
Coverage Available
COVERAGE FACILITATED THROUGH CONCORDIA RISK SOLUTIONS
Property
Building and contents coverage tailored to ministry facilities
General liability
Premises and operations liability protection
Automobile
Owned and non-owned vehicle coverage
Workers' compensation
Coverage subject to payroll and class code audits
ADDITIONAL COVERAGE AVAILABLE THROUGH LUTHERAN TRUST
Professional liability
Covers professional services and decisions
Cyber liability
Data breach and privacy protection
Crime
Coverage for theft, fraud and dishonest acts