2027 Employer Benefits Election
2027 Employer Benefits Election: Sept. 7-18
Thank you for choosing to partner with Concordia Plan Services. We recognize you have options, and we deeply value the trust you place in us to help care for those who serve your ministry.
This page provides additional resources to accompany your Renewal Packet, delivered via email beginning July 1. If you haven't received your Renewal Packet, please contact your Account Manager.
To explore alternate health plan options, reach out to your Account Manager as soon as possible — timely elections ensure your workers can participate in Member Open Enrollment this November.
All employer elections must be completed by Sept. 18. Extensions cannot be granted beyond this deadline.
Employer Benefits Election webinars
Join a webinar for a 2027 overview and updates, including:
- Concordia Health Plan changes
- Wellness solutions
- Personal spending accounts
- Voluntary benefits
- Key dates
- Q&A session
Each webinar is based on the plan carrier(s) of the Concordia Health Plan options you’ll be offering your workers. Register by clicking on the registration time(s).
| MONTH & DAY | TOPIC | REGISTRATION (CLICK ON ONE OF THE TIMES BELOW) |
|---|---|---|
| August 11th | Employer Benefits Election: Anthem/Blue Cross Blue Shield, Cigna, United Healthcare | 1:00 p.m. CT |
| August 12th | Employer Benefits Election: Anthem/Blue Cross Blue Shield, Cigna, United Healthcare | 11:00 a.m. CT |
| August 13th | Employer Benefits Election: Kaiser, Cigna, Anthem/Blue Cross Blue Shield | 10:00 a.m. CT |
If you’re unable to join a live webinar, you can catch a recorded version starting Aug. 15 on this webpage.
2027 plan changes at a glance
A few updates are going into effect across several plan options:
- Healthy Me Copay & Healthy Me HSA options — Deductibles and out-of-pocket maximums have been updated to keep pace with inflation and meet IRS requirements
- Kaiser and Cigna HMO options — Renamed and updated deductibles and out-of-pocket maximums
We encourage you to review these changes with your Account Manager to determine what they mean for your workers and your ministry's budget.
How to determine funding for dental and vision benefits
- Non-Contributory — Your workers DO NOT share in the cost. Your ministry pays the entire cost for all your workers. If you choose this funding route, ALL eligible workers (including those who don’t elect health coverage) must be enrolled in the dental and/or vision benefits. However, workers can choose not to enroll eligible dependents.
- Contributory — Your workers DO share in the cost. Your ministry and your workers share the cost, ONLY if workers want to enroll in dental and/or vision benefits.
- Voluntary — Your ministry DOES NOT share in the cost. If a worker wants dental and/or vision benefits, the worker must pay the entire cost.
