Employers,Concordia Plan Services is dedicated to serving LCMS organizations and church workers.
Created by The Lutheran Church—Missouri Synod, Concordia Plan Services is able to serve thousands of ministries of all sizes by offering affordable, quality benefits, as well as business solutions that allow you to focus on what really matters: spreading the Word of God.
Our solutions
Created to Care for You
Aligned in faith with a passion to serve, Concordia Plan Services was created to serve your ministry and help your workers be well to serve well.
6,000
Employers proudly served including congregations, universities, schools, seminaries, social service organizations
and other ministries.
Employers proudly served including congregations, universities, schools, seminaries, social service organizations and other ministries.
85,000
Ministry workers and dependents covered by the Concordia Plans.
Ministry workers and dependents covered by the Concordia Plans.
25,000
Retirees and surviving spouses who are receiving benefits from the Concordia Retirement Plan pension.
Retirees and surviving spouses who are receiving benefits from the Concordia Retirement Plan pension.
What makes us different?
Our purpose.
Community.Founded more than 60 years ago by the LCMS, Concordia Plan Services was created to care for you by providing benefits to pastors, teachers and church workers as they focused on a life of service. We bring the LCMS community together so you can benefit from collective negotiating power, resulting in greater benefits, lower costs and long-term stability for your ministry and workers.
Targeted outcomes.
We’re in it for life and invested in the long-term health and wellness of LCMS workers. Focused on improving physical, emotional and financial health, we support workers through:
- Financial planning
- Retirement solutions
- Disability and life insurance
- Healthcare benefits
- Wellness programs
Customer focus.
We ask, listen and respond to your needs because we understand that not all ministries are the same. The solutions we offer are flexible for you.
Best-in-class financial expertise.
Concordia Plan Services is fortunate to have strong leadership on our Board, through an experienced investment management team among our staff and through leading advisors, including Fidelity, Willis Towers Watson, and J.P. Morgan. Together we’ve earned a top 500 ranking in Pensions & Investments, and a top 1,000 ranking in Retirement Plans. We do this to fulfill our mission to serve LCMS workers in retirement and to protect the stability of the plans for generations to come.
A real partnership.
We can do more together.
Through Concordia Plan Services, you have access to best-in-class partnerships and offerings not always available to individual organizations. By bringing ministries together, we make it possible to offer health care, retirement plans, life and disability insurance and business solutions– through shared strength and collective scale.
We go the extra mile for you.
As part of the LCMS community, we’re here with you every step of the way – making sure you understand the choices available to you and what your decisions will mean to your workers. We partner with you to help your workers understand and make the most of their benefits and wellness solutions.
Our Promise.
You can count on us. Caring for your ministry and LCMS ministry workers is what we do, and we take our responsibility to serve you to heart – with heart.





