- RETIREES -
Thank you for your years of service to the LCMS community, helping to spread His Word.
With your status now as “retiree,” we hope you’re enjoying your role, one that includes relaxing and spending time with family in addition to the service you likely still provide. Concordia Plans cares for you in your retirement with income benefits, health benefits and resources designed specifically for you. What can we help you with today?

Your pension
The Concordia Retirement Plan pension benefits provide you with a source of steady income throughout your retirement. Check out “Retirement Connection,” the online tool designed to provide you with personalized benefit information and retirement income estimates.

Social Security
It can be difficult to decide when to start your Social Security benefit, especially since you can start payments for different retirement income sources at different times. For general information on Social Security benefits, watch our recorded webinar.
For specific information about your Social Security benefit, log in or create an account at SSA.gov/myaccount.

Why keep your money in the CRSP 403(b)?
Remember, you don’t have to begin taking money from your account as soon as you retire, nor do you have to rollover your funds into an IRA or other account. There are many advantages to keeping your money in the CRSP through your retirement years.

Tax reporting
The pension benefits you receive from the Concordia Retirement Plan are taxable. While everyone’s taxable situation is unique, we’re abe to provide some general information about the taxation of retirement benefits.

Questions?
Our Financial Wellness Educators are ready to help. They understand both personal finances and the details of your benefits.
Improving our process by transitioning to Northern Trust
Beginning Sept. 1, 2022, we will partner with Northern Trust Company to process Concordia Retirement Plan pension payment deposits and checks.
Has your address changed since you've retired?
Contact Concordia Plans to update your info.