How do you get the retirement you’ve always wanted? Save!

Everyone has an idea of what retirement will be. By planning and saving, you can enjoy the retirement you’ve always pictured. But if you don’t … you may end up falling short, unable to complete the picture.

Here’s the good news: By saving in the Concordia Retirement Savings Plan 403(b), you’ll be closer to the retirement you want. Our CRSP 403(b) Spring Enrollment is April 8-19, 2024, and it’s the perfect time to start – or increase – your savings amount.


save today!

Why save in the CRSP?


Financial Flexibility

Your Concordia Retirement Plan pension and Social Security benefits are a good base for your retirement income needs, but you also need personal savings to be ready. The CRSP provides flexibility now – you determine how much you save (and you can update it anytime throughout the year) and later as you’ll get to choose how you spend your savings in retirement.


Grow your money

While invested in our expertly selected funds, your money has the opportunity to grow and compound over time, so you’ll have even more income in retirement. Learn more.

Not investment savvy? Don’t worry - the ProManage PROgram can help you diversify your investments to help you stay on track.


Tax advantages

You can save on a pretax basis or a Roth after-tax basis or both. Learn more.

In addition, eligible workers can apply for the Saver’s Credit on their taxes.

Start saving or save more today!

There are two ways:


Log in to your Member Portal.

If you need help changing your CRSP 403(b) contributions online click here.


Download and complete a Salary Deferral Agreement. Then return it to your employer to process. Or use the new fillable PDF with the eSign Salary Deferral Agreement.

Need a helping hand?

If you have any questions, such as trying to decide how much to save, our Financial Educators are happy to help; just email [email protected]. Or sign up for a one-on-one session during our Spring “Meet a Financial Educator” week, timed to help you with this and other financial questions you may have.

Make an appointment

Let us walk you through saving!

Let us walk you through saving! We’re holding a “Retirement Savings and the CRSP 403(b)” webinar, presented by our Financial Educators, April 11 at 10 a.m. CT. If you can’t make it, still register and we’ll send you a link to the recorded webinar.

Register today!

There’s no time like the present. Save today during CRSP 403(b) Spring Enrollment, which runs until April 19. Sure, you can start saving any time – but will you? Don’t delay!

save today!