While Basic Life benefits are provided through the Concordia Disability and Survivor Plan, you may still have the need for additional life insurance. Concordia Plan Services offers supplemental group life insurance through Securian. Active workers can obtain additional insurance for low premium rates for themselves and their dependents.
If you apply during your first 60 days, you can purchase supplemental life insurance with a guaranteed coverage amount without providing any medical history.
Life changing events (e.g., marriage, birth) allow you to change coverage within 30 days of the event. You can enroll in Supplemental Life after the initial eligibility period, but must provide:
- Evidence of insurability
- Medical history
- Authorization for Securian to contact your physician’s office