2019 Open Enrollment is here: Oct. 15 - Nov. 1 Questions? Call Customer Care at 888-927-7526.

Protecting Your
Family

Benefits

Based on the amount of coverage that you select, the percentage of benefits you or your beneficiaries* receive for loss of life or impairment are as follows:
*(beneficiaries are covered at a different percentage, learn more below.) 
Loss of: % of Benefit Payable
Life 100%
Both hands or both feet 100%
Sight in both eyes 100%
One hand and one foot 100%
One foot and sight of one eye 100%
One hand and sight of one eye 100%
Speech and hearing in both ears 100%
Quadriplegia 100%
Paraplegia 75%
Hemiplegia 50%
One hand or one foot 50%
Sight in one eye 50%
Speech, or hearing in both ears 50%
Thumb and index finger of same hand 25%
Learn More
DEPENDENTS BENEFIT SCHEDULE
DEPENDENTS AD&D INSURANCE:
Eligible Class Amount of AD&D Insurance
All employees The amount of insurance depends on whether the employee has an eligible spouse, eligible dependent children or both as follows:
   
Dependents covered Amount of AD&D Insurance
Spouse only Spouse: 50% of the employee's amount of AD&D Insurance*
Spouse with dependent children Spouse: 40% of the employee's amount of AD&D Insurance*
Child: 10% of the employee's amount of AD&D Insurance*
Dependent children only Child: 15% of the employee's amount of AD&D Insurance*
*(For spouses of employess in Class 1, the plan maximum is $150,000/ For spouses of employees in Class 2, the plan maximum is $50,000. For children of employees in Class 1, the plan maximum is $45,000. For children of employees in Class 2, the plan maximum is $15,000.)