- What
is Step Therapy?
- How
are the drugs chosen for Step Therapy?
- What
are the first-line and second-line drugs, and what conditions
are treated under Step Therapy?
-
Why couldn't I fill my prescription at the pharmacy?
- How
do I know what "first-step" drug my doctor should
prescribe?
- I
need a prescription filled immediately. What can I do?
- I've
already tried the first-step drugs on the list. What happens
now?
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| 1. |
What
is Step Therapy? |
|
Step
Therapy is a program especially designed for people who take
prescription drugs regularly to treat an ongoing medical condition.
The program helps you get the prescription drugs you need,
with safety, cost and—most importantly—your health
in mind.
In Step Therapy, the covered drugs you take are organized
in a series of “steps,” with your doctor approving
and writing your prescriptions.
-
The program usually starts with generic drugs in the “first
step.” These generics—rigorously
tested and approved by the U.S. Food & Drug Administration
(FDA)—allow you to begin or continue treatment with
safe, effective drugs that are also affordable: Your copayment
is usually the lowest with a first-step drug.
- More
expensive brand-name drugs are usually covered in the “second
step,” even though the generics covered
have been proven to be effective in treating medical conditions.
Your
doctor is consulted for approval and writes
your prescriptions based on the list of Step Therapy drugs
covered by the formulary.

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| 2. |
How
are the drugs chosen for Step Therapy? |
|
Step
Therapy is developed under the guidance and direction of independent,
licensed doctors, pharmacists and other medical experts. Together
with Express Scripts they review the most current research
on thousands of drugs tested and approved by the Food and
Drug Administration for safety and effectiveness. Then they
recommend appropriate prescription drugs for the Step Therapy
program, and Concordia Plan Services approves the drugs that
will be covered.

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| 3. |
What
are the first-line and second line drugs, and what conditions
are treated under Step Therapy? |
|
Click
here for a complete list
of all the conditions treated by Step Therapy and for a list
of all the medications included in the program.

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| 4. |
Why
couldn't I fill my prescription at the pharmacy? |
|
The
first time you submit a prescription that isn’t for
a first-step drug, your pharmacist will tell you there’s
a note on the computer system indicating that our plan uses
Step Therapy. This simply means that if you’d rather
not pay full price for your prescription drug, your doctor
needs to write you a new prescription for a first-step drug.
To
receive a first-step drug:
-
Ask your pharmacist to call your doctor
and request a new prescription.
OR
-
Contact your doctor to get a new
prescription.
Only
your doctor can change your current prescription to a first-step
drug. .

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| 5. |
How
do I know what "first-step" drug my doctor should
prescribe? |
|
You
can call Express Scripts using the number on the back of your
prescription card. A representative can give you some examples
of possible prescription drugs for you to discuss with your
doctor.

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| 6. |
I
need a prescription filled immediately. What can I do? |
|
At
the pharmacy, you may be informed that your drug isn’t
covered if you’ve just started taking a prescription
drug regularly or if you’re a new member. If this occurs
and you need your medication right away, you can:
- Talk
with your pharmacist about filling a small supply of your
prescription. You may have to pay full price for this drug.
- Then,
ask your doctor to write you a new prescription for an approved
first-step drug, so that your medication will be covered.
Remember:
Only your doctor can approve and change your prescription
to a first-step drug.

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| 7. |
I've
already tried the first-step drugs on the list. What happens
now? |
|
With
Step Therapy, more expensive brand-name drugs are usually
covered in a later step in the program if:
-
you’ve already tried the “first-step,”
generic drugs covered in the program
-
you can’t take the “first-step” drug (because
of an allergy, for instance)
-
your doctor decides you need a brand-name drug, for medical
reasons
If
any one of these applies to you, your doctor can ask for a
“prior authorization” for you to take a second-step
prescription drug. Once the prior authorization is approved,
you pay the appropriate copayment for this formulary-approved
drug. If the prior authorization is not approved, you will
need to pay the full price for the drug.

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| Click
here to
see information about the Concordia Health Plan’s Prescription
Drug Program |