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Concordia Retirement Plan

The Concordia Retirement Plan (CRP) is a defined benefit plan that consists of two benefit Options: the Traditional Option and the Account Option.

Concordia Retirement Savings Plan

The Concordia Retirement Savings Plan (CRSP) is a 403(b) employer- sponsored savings plan that allows workers to invest pre-tax dollars for retirement.

Retirement Planning Guide

The key to the proper management of money is attending to the basics. Retirement planning starts on the day you receive your first paycheck, and encompasses so much more than simple saving.

Retirement Planning Guide

Financial Management

Equipping church workers and their families with information and tools needed for personal financial management, helping to free workers from the stress, anxiety, and burden of struggling with money matters.

Retirement Living

Plan now for your retirement, so you can enjoy it! Many programs, tools and options are provided by Concordia to benefit you now and into your distant future. Visit the Retirement Planning Guide to better understand how to successfully plan for your retirement.

Retirement Options

With five years of creditable service in the CRP (Concordia Retirement Plan), workers may retire as early as age 55 with a reduced benefit. CRP Normal Retirement Age generally aligns with Social Security normal retirement age (the age at which you qualify for unreduced Social Security retirement benefits).

Initiating Retirement

To initiate retirement, active workers can use Retirement Connection, available by signing in to myCPS.org, or contact our office. We recommend that you begin the retirement process 90 days prior to your anticipated retirement date.

Planning Your Retirement

Take the initiative to use Retirement Connection, a helpful planning tool available through myCPS.org. Retirement Connection can help take the guesswork out of your future vision of retirement. Get the information you need to adjust your savings plan now so your future is bright and provides for your needs throughout your life and the lives of your family.

Retirement Connection allows you to view your projected Concordia Retirement Plan benefits, estimate your retirement income and expenses, create different retirement scenarios through a modeling tool to see how different decisions affect your retirement income, view your retirement options with a side-by-side comparison tool, learn basic financial and retirement planning, and even initiate your retirement.