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Serving LCMS
Ministries in Caring
for Their Families

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Our Benefit Solutions


Your health is important. That’s why we offer the Concordia Health Plan: to provide you and your family with the health coverage and benefits you need so you have peace of mind and can follow your calling.


Concordia Plan Services supports church workers through retirement by offering the Concordia Retirement Plan and the Concordia Retirement Savings Plan.

Disability & Maternity

Concordia Plan Services is proud to offer the Concordia Disability and Survivor Plan (CDSP) so that church workers have benefits and income in place during times of need.

Life & Loss

In addition to the survivor benefits of the CDSP, active workers can buy additional life insurance at low group rates, and workers can purchase term life insurance for spouses and children.

What’s New

2017 Spirit of Service Award Nominations Open

2017 Spirit of Service Award Nominations Open

 All across The Lutheran Church—Missouri Synod, volunteers, Pastors, teachers, missionaries, lay workers and church members are carrying out the work of God to spread the Gospel. In 2016, we recognized three of these servants with the Spirit of Service Award. We look forward to our next round of nominations – and invite you to think about the ministries that truly impact your community. Who ...

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Health Care Reform News and Information

Since March of 2010, when the Patient Protection and Affordable Care Act (ACA) was signed into law, Concordia Plan Services has devoted significant time and effort to understanding how health care reform will affect LCMS ministries and their workers, as well as the Concordia Health Plan (CHP). Our primary focus is to provide valuable, affordable, and competitive benefit programs that meet the needs of LCMS ministries and their workers – and to do so in a manner consistent with our faith. Read More